Choose your own investments through our tax-efficient Self-select Stocks & Shares ISA or invest for your child’s future through a Junior ISA.
What are ISAs and JISAs?
An Individual Savings Account (ISA) is a tax efficient savings account. There are different types of ISA, and we provide the Stocks & Shares ISA where you can trade in shares and your gains, dividends and income are tax free. The amount that you can save into an ISA annually is quite substantial, and for the 2024/25 tax year, the limit is £20,000.
A Junior ISA (JISA) is an ISA for the under 18s. The mechanics are similar to the ISA service, and the parents, or guardians with parental responsibility, can open a JISA and manage the account, but the money belongs to the child. The child can take control of the account when they are 16, but cannot withdraw the money until they turn 18, or convert the JISA into an adult ISA. The amount that can be saved into a JISA annually is quite generous, and for the 2024/25 tax year, the limit is £9,000.
How can you make the most of your savings?
With no tax to pay on capital gains or interest earned, using your annual ISA allowance is one of the most tax-efficient ways to invest. By investing your ISA allowance into a Walker Crips Self-Select Stocks & Shares ISA, you can self-select your own investments and have full control over your own ISA.
A wide range of investments are available through our Self-Select Stocks & Shares ISA service. You can also sign up to, and make use of, our investment management service, or you could make your investment decisions yourself.
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Our Nominee service provides you with the flexibility of keeping your shares with us electronically. You are able to buy and sell shares without having to post physical share certificates back and forth, it removes the risk of certificates being lost in the post, being delayed, or having to pay postage costs. The shares are registered in our Nominee name but are clearly identified as yours in our systems, our client investment packs, and our client portal.
Nominee account benefits
By opening a Nominee account with us, you can enjoy the benefits of:
It is simple to transfer your existing share certificates into our Nominee account
Share Dealing Team Manager
Having started his career in 1986, just before “Big Bang” and the 1987 Stock Market Crash, Grahame is a highly experienced broker. After starting his career at Southard Gilbey, McNish & Co Stockbrokers and passing the stockbroking exams in 1989 to become a Registered Representative of the London Stock Exchange. Southard Gilbey, McNish & Co was merged into Walker Crips Group PLC in 2002. Whilst working as Assistant ISA Manager, Grahame passed the Investment Management Certificate before attaining the Level 6 Private Client Investment Advice and Management Certificate in 2013. Grahame’s knowledge of tax efficient plans helps in his current role of the Share Dealing Team Manager.
grahame.wick@wcgplc.co.uk
020 3100 8192
Share Dealing Assistant
David began his career with Walker Crips in 1990 during the hectic period when the ten UK water board companies were privatised and floated on the London Stock Exchange. He worked for four years in the ‘Investorlink’ department, which provided execution-only telephone share dealing services. David then moved to Lloyds Stockbrokers as a dealer for 11 years, where he passed his Securities Representative and Options exams. In 2005, David moved to Selftrade as a Dealing Supervisor. In 2022, thirty-two years after he first joined the firm, David returned to Walker Crips as a Share Dealing Assistant.
david.goymer@wcgplc.co.uk
020 3100 8678
Should you have any questions or require any further information please call 020 3100 8400, email sharedealing@wcgplc.co.uk or fill in the form below to request a call back.
